We have listed some of the most common online scams below for you:
Being asked to pay by money transfer services such as Western Union, Ukash or MoneyGram.
These services were developed to send money to friends and family scattered around the world and not for sending money to strangers. Fraudsters love these services because they are largely untraceable once they have your money! Fraudsters have many ways of tricking you into using these services. The most common trick is to ask you to prove that you have money by sending some to a friend or relative via one of these services and show them the receipt. Once they have the tracking number from your receipt they collect your money with ease. If a seller asks you to use these services the alarm bells should start ringing and you should exercise extreme caution.
Payment or protection services by from well-known sites such as eBay or PayPal.
An email arrives from eBay, PayPal or similar offering you buyer protection or an online payment system. This is often in connection with a transaction from someone you’ve met online. Alternatively, the buyer or seller may suggest you use a payment or protection service from one of these providers and sends you to a link and instructions to follow. These are fake and are known as SPOOF or PHISHING emails. SkateXchange has no form of payment scheme or protection and does not offer any guarantee or compensation schemes. Although other companies offer payment or protection schemes, the email or instructions you get will not be genuine. If you receive an email that is supposedly from a company offering a service, we suggest you always go directly to the company’s official website and look for details of the service published there.
This is a very plausible favourite! A potential buyer sends you a cheque for a higher value than that of the item you are selling. They then ask for the overpayment to be given back to them or a third party. In these cases, the cheque will clear into your bank account, only to be reversed weeks later. At this point, the bank or building society will take the full cheque amount back out of your account. At the end, you are out of pocket for the value of the item they have taken and cash amount you gave back as the difference.
Fake escrow sites.
A buyer or seller insists on using an escrow service to complete the transaction. These escrow websites often may look very official but are, in fact, run by fraudsters themselves. They get your money and you never see the item.
An email from SkateXchange (or another company) asking for your personal details such as logins, passwords, PayPal or credit card details.
An email arrives from SkateXchange or another company and asks that you reply or follow a link to provide personal information. These are completely fake and are known as SPOOF or PHISHING mails. Any emails that combine urgency and a request for personal details should be treated with great caution, regardless of who appears to have sent them. It is easy to create fake websites and pages from them. No reputable company or entity would ever send you a mail like this! If you receive an email alleging to be from SkateXchange, and asking for your personal information, don’t follow any links provided in the email. Report the issue to SkateXchange using the contact form.
You can find more information on scams and fraudsters at the following sites:
ACTION FRAUD - http://www.actionfraud.police.uk/types_of_fraud
METROPOLITAN POLICE FRAUD ALERT - http://content.met.police.uk/Site/fraudalert
You can report fraud here:
CRIMESTOPPERS - http://www.crimestoppers-uk.org/fraud